Checking

Our friendly staff and competitive rates are the real difference at Platte Valley Bank. It is important to us for you to find the best plan for your individual goals.

 

Secure Checking

Simplicity, value, and security

Min. Deposit

$50.00

Service Charge

$4.95

Earns Interest

NO

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Did you know you can have the feeling of absolute security through our newest checking account: Secure Checking?

  • Free Internet Banking
  • Bill Pay (No charge if used monthly)
  • Free In-Network ATM's
  • No minimum balance
  • Unlimited check writing
  • E-Statements are required
  • MasterCard® Debit Card
  • Account Alerts
  • Identity Protection with IDProtect

 

ID Protect

 

 

IDProtect®, identity theft protection service, includes the following features for you, your family1, and joint account holders:

  • Credit Monitoring - daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (registration/activation required)
  • Total Identity Monitoring - monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others (registration/activation required)
  • 3-in-1 Credit Report (registration/activation required)
  • Credit Score (registration/activation required)
  • Fully Managed Identity Theft Resolution Services - access to a dedicated fraud specialist assigned to manage your case who will work with you until your credit and identity are restored
  • Up to $10,000 Identity Fraud Expense Reimbursement Coverage2
  • Debit and Credit Card Registration (registration/activation required)
  • Online Identity Theft News Center and Valuable Phone and Web Resources

1 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
 
2 Identity theft insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

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New Advantage Checking

Feel safe & secure while earning interest!

Min. Deposit

$50.00

Service Charge

$5.95^

Earns Interest

YES

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Did you know you could earn interest by taking advantage of other Platte Valley Bank products like the debit card, e-statement and internet bill pay?


Rewards

  • **Earn 0.10% APY* interest on any balance up to $25,000.00 if requirements are met
  • **Earn 0.05% APY* interest on any balance over $25,000.00 if requirements are met
  • **Earn $25.00 in ATM refunds nationwide if requirements are met
  • **Earn 0.01% APY* interest on entire balance if requirements are not met

 

Account Features

  • Can buy down the $5.95^ monthly service charge to $3.00 if requirements are met

  • $50.00 initial deposit
  • Variable interest rates
  • No minimum balance required to receive rewards
  • $0.01 minimum balance required to receive APY*
  • Unlimited check writing
  • MasterCard® Debit Card
  • Free Internet Banking
  • Bill Pay (No charge if used monthly)
  • Free In-Network ATMs

 

Reward Requirements

  • Twenty (20) signature-based debit card transactions during each statement cycle
  • One (1) direct deposit, internet bill payment or ACH debit per statement cycle
  • Receive e-statements
  • Maintain a valid email address

 

 

ID Protect

 

 

IDProtect®, identity theft protection service, includes the following features for you, your family1, and joint account holders:

  • Credit Monitoring - daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (registration/activation required)
  • Total Identity Monitoring - monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others (registration/activation required)
  • 3-in-1 Credit Report (registration/activation required)
  • Credit Score (registration/activation required)
  • Fully Managed Identity Theft Resolution Services - access to a dedicated fraud specialist assigned to manage your case who will work with you until your credit and identity are restored
  • Up to $10,000 Identity Fraud Expense Reimbursement Coverage2
  • Debit and Credit Card Registration (registration/activation required)
  • Online Identity Theft News Center and Valuable Phone and Web Resources

1 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
 
2 Identity theft insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

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Basic Checking

No hassles and easy to maintain

Min. Deposit

$50.00

Service Charge

NONE

$3.50 monthly service charge if e-statements isn't selected

Earns Interest

NO

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Low monthly service charge, no hassles and easy to maintain! This account is designed for anyone who needs unlimited check writing.

 

$3.50 monthly service charge is waived if you have e-Statements or one (1) Direct Deposit.
(Direct Deposit requirement applies only to those customers who are 50 years or older.)

  • $50.00 initial deposit
  • No minimum balance
  • Free Internet Banking
  • MasterCard® Debit Card
  • Unlimited check writing
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Classic Checking

Receive check images with paper statement or E-Statement

Min. Deposit

$50.00

Service Charge

NONE

$9.00 monthly service charge if falls below min. balance

Earns Interest

NO

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Are you a check writer? Do you need check images included with your monthly statement? Then this account was made for you!

  • $50.00 initial deposit
  • Check images included in monthly statement (may choose between a paper statement or an electronic statement)
  • MasterCard® Debit Card
  • $9.00 monthly service charge if the daily balance falls below $1,000.00 minimum balance
  • Unlimited check writing
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Super Now Checking

Earn interest by maintaining minimum balance

Min. Deposit

$100.00

Service Charge

NONE

$10.00 monthly service charge if falls below min. balance

Earns Interest

YES

Apply Now

Unlimited check writing with interest!

  • $100.00 initial deposit
  • Variable interest rate
  • Minimum daily balance must be maintained in order to obtain disclosed APY*
  • $10.00 monthly service charge if the daily balance falls below $1,000.00 minimum balance
  • Unlimited check writing
  • MasterCard® Debit Card
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Student Checking

Great first checking account for a student

Min. Deposit

$50.00

Service Charge

NONE

Earns Interest

NO

Apply Now

A checking account1 designed for young adults; who need the guidance and knowledge on managing their money.

  • No monthly service charge
  • No minimum balance required
  • Free MasterCard® ATM/Debit Card2
  • Internet Banking and Bill Pay3 are features of this account
  • Free e-statements4
  • Checks5 are free to Student Checking account holders
  • Mobile Banking, Mobile Deposit and App6 are at no cost to you

 

† All Platte Valley Bank customers between the ages of 13 and 23 years of age are eligible for the Student Checking Account.
1 Student Checking is a non-interest bearing account.
2 Subject to fees with ATM/Debit card usage.
3 Bill Pay (no charge if used monthly)
4 Must maintain a valid email address.
5 The free checks are a pack of duplicate style checks with a design pre-selected by Platte Valley Bank - no substitute orders are eligible.
6 The mobile banking monthly charge per device of $1.50 will be waived, provided you use the mobile banking service each statement cycle, after you sign up, and offer is only available for Student Checking accounts.

More Details
 

 



Standard Free Services

 

  • Free ATM/Debit Card
  • Free Monthly E-statement
  • Free Internet Banking
  • Free Internet Bill Pay (no charge if used monthly)
  • Free 24-Hour Telebanc (816) 858-5000

 

 

 

^ Fees could reduce the earnings on the account.
* APY (Annual Percentage Yield).
** APY requirements per month: 1.) Make 20 or more signature-based debit card transactions 2.) Receive E-Statements and 3.) One direct deposit, or ACH auto debit. APY accurate as of 04/29/16. 4.) Maintain a valid e-mail address. If you do not meet the listed requirements, you will earn 0.01% APY. $50.00 minimum opening balance required. The minimum balance required to obtain the APY is $0.01. Rate is variable and may change.
** Free ATM fee refunds up to $25.00 per statement cycle when requirements are met. Refunds are automatic and receipts are NOT required to receive refunds. Only if requirements are met.

 
 

 

Additional Helpful Information

 

Customer Service

(816) 858-5400

24 Hour Telebanc

(816) 858-5000

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