Health Savings Account

Health Savings Accounts (HSAs) are designed to allow the payment for qualified medical expenses of the HSA owner and his or her family on a tax-free basis. Unlike a Flexible Spending Account (FSA), an HSA is not a “use it or lose it” account.

To be eligible for an HSA, an individual must be covered under a High Deductible Health Plan (HDHP), not covered by another health plan that is not a HDHP (some exception may apply), not enrolled in Medicare, and not eligible to be claimed as a dependent on another individual’s Federal Income Tax return. Contribution limits vary and are affected by the type of HDHP the HSA owner has and the status of the owner’s eligibility. Once you have determined you are eligible for an HSA account, please contact Platte Valley Bank for more information regarding an HSA.

Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay (no charge if used monthly)
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
Cashier’s Check $5.00
Check Copy $1.00 per item
Coin Charge $0.05 per roll
Collection Fee $10.00 per item
Debit/ATM Card Replacement Fee $5.00
Dormant/Inactive Fee $10.00
International Check Deposit $10.00
Internet Bill Pay Inactive Fee $6.00 (Non-use 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Money Order $3.00
Night Drop Key Replacement $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Returned Item Fee $30.00
Return Mail Fee $5.00
Safe Deposit Box Drilling Fee $100.00 per box
Safe Deposit Box Key Replacement $30.00 per key
Statement Copy $5.00 per statement
Stop Payment Fee $30.00
Wire - Domestic $25.00
Wire – International $40.00
Zipper Bag - Locking $10.00
Zipper Bag - Non-locking $5.00