Beginning Business Tips

Are you starting a new business venture? Platte Valley Bank is here for you. We suggest the following items to help you get started with your small business:

  1. Form your management team. This will ensure a successful future for your small business. Consult with your attorney, personal banker, CPA and/or accountant before making any permanent decisions.
  2. Create a business plan. Get information on SBA start up financing through any Platte Valley Bank Financial Center.
  3. Get an Employer Identification Number at or
    call 1-800-829-4933.
  4. Obtain a Fictitious Business Name. Platte Valley Bank can assist you with the completing the proper documents.
  5. Register your business with the State of Missouri.
  6. Open your small business account with Platte Valley Bank.
  7. We offer you a few other suggestions:
    • Examine what constitutes personal property tax and how to pay it
    • Pay sales tax
    • Find the right payroll services for your small business
    • Utilize accounting programs and software

Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay (no charge if used monthly)
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
Cashier’s Check $5.00
Check Copy $1.00 per item
Coin Charge $0.05 per roll
Collection Fee $10.00 per item
Debit/ATM Card Replacement Fee $5.00
Dormant/Inactive Fee $10.00
International Check Deposit $10.00
Internet Bill Pay Inactive Fee $6.00 (Non-use 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Money Order $3.00
Night Drop Key Replacement $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Returned Item Fee $30.00
Return Mail Fee $5.00
Safe Deposit Box Drilling Fee $100.00 per box
Safe Deposit Box Key Replacement $30.00 per key
Statement Copy $5.00 per statement
Stop Payment Fee $30.00
Wire - Domestic $25.00
Wire – International $40.00
Zipper Bag - Locking $10.00
Zipper Bag - Non-locking $5.00