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Personal Loans

Platte Valley Bank is always ready to assist our customers when the need for a loan arises. We have fast, creative and convenient loans with flexible terms to suit your specific needs.

Automobile Loans
  • Wide variety of terms available
  • Purchase a new or used vehicle
  • Lower your payments and refinance your current vehicle
  • Platte Valley Bank customers eligible for a .25% rate discount with Auto Debit Payment
Boat/Motorcycle/RV Loans
  • Wide variety of terms available
  • Fast loan approval process
  • Platte Valley Bank customers eligible for a .25% rate discount with Auto Debit Payment
Certificate of Deposit Line of Credit
  • Great rates and no loan origination fee
  • Accessible by check or by teller withdrawal
  • Interest-only minimum monthly payments
Certificate of Deposit Term Loans
  • Choose a term equal to or less than your CD’s maturity date
  • Great rates available
  • Fast loan approval process
Personal Loans
  • Flexible terms and regular monthly payments
  • Platte Valley Bank customers eligible for a .25% rate discount with Auto Debit Payment
Ready Cash Reserve
  • Set up an unsecured line of credit tied to your Platte Valley Bank Checking Account
  • Funds from your Ready Cash Reserve Line will automatically cover the difference in your account if it becomes overdrawn

Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay
Free 24-Hour Telebank 816-858-5000
Miscellaneous Fee Schedule
Non-Sufficient Funds $30.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Inactive Account Fee $5.00 (No deposits or withdrawals for one year)
Mobile Banking Fee $1.50
Return Deposited Item Fee $5.00
Overdraft Sweep Protection $5.00
ATM or Debit Card Replacement Fee $5.00
Internet Bill Pay Inactive Fee $5.00 (Non-use for two months)
Money Order $3.00
Cashier’s Check $5.00
Traveler’s Cheques: $1.00 per $100.00, Two-Party: $1.50 per $100.00
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Levy/Garnishment Fee: $25.00 per attachment
Lock Box Key Replacement $30.00 per key
Lock Box Drilling $100.00
Research Fee $20.00 per hour
Return Mail Fee $5.00
Check/Statement Copy $5.00 per item
Locking Zipper Bag $10.00
Non-locking Zipper Bag $5.00
Night Drop Key Replacement $5.00
Purchase Securities $25.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00
Disclosures