Personal Loans

Platte Valley Bank is always ready to assist our customers when the need for a loan arises. We have fast, creative and convenient loans with flexible terms to suit your specific needs.

All loan products are subject to credit approval.

Automobile Loans
  • Wide variety of terms available
  • Purchase a new or used vehicle
  • Lower your payments and refinance your current vehicle
  • Platte Valley Bank customers eligible for a .25% rate discount with Auto Debit Payment
Boat/Motorcycle/RV Loans
  • Wide variety of terms available
  • Fast loan approval process
  • Platte Valley Bank customers eligible for a .25% rate discount with Auto Debit Payment
Certificate of Deposit Line of Credit
  • Great interest rates
  • Accessible by check or by teller withdrawal
  • Interest-only minimum monthly payments
Certificate of Deposit Term Loans
  • Choose a term equal to or less than your CD’s maturity date
  • Fast loan approval process
Personal Loans
  • Flexible terms and regular monthly payments
  • Platte Valley Bank customers eligible for a .25% rate discount with Auto Debit Payment
Ready Cash Reserve
  • Set up an unsecured line of credit tied to your Platte Valley Bank Checking Account
  • Funds from your Ready Cash Reserve Line will automatically cover the difference in your account if it becomes overdrawn

Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay (no charge if used monthly)
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
Cashier’s Check $5.00
Check Copy $1.00 per item
Coin Charge $0.05 per roll
Collection Fee $10.00 per item
Debit/ATM Card Replacement Fee $5.00
Dormant/Inactive Fee $10.00
International Check Deposit $10.00
Internet Bill Pay Inactive Fee $6.00 (Non-use 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Money Order $3.00
Night Drop Key Replacement $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Returned Item Fee $30.00
Return Mail Fee $5.00
Safe Deposit Box Drilling Fee $100.00 per box
Safe Deposit Box Key Replacement $30.00 per key
Statement Copy $5.00 per statement
Stop Payment Fee $30.00
Wire - Domestic $25.00
Wire – International $40.00
Zipper Bag - Locking $10.00
Zipper Bag - Non-locking $5.00
Disclosures