Mortgage Loans

Your home isn’t just a house to us. Platte Valley Bank strives to make home loans easy so you can enjoy your new home or home improvement to the full extent!

*Offer is subject to credit approval.

Home Mortgages

  • We offer a variety of Fixed and Adjustable Rate Mortgages
  • Great First-Time Homebuyer Options available
  • Individual Construction Loans
  • Free Mortgage Pre-approvals
  • We do our own loan processing
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  • Standard Free Services
    Free ATM/Debit Card
    Free Monthly E-statement
    Free Internet Banking
    Free Internet Bill Pay (no charge if used monthly)
    Free 24-Hour Telebanc 816-858-5000
    Miscellaneous Fee Schedule
    ATM or Debit Card Replacement Fee $5.00
    Bill Pay Transfer Money Service $0.75
    Cashier’s Check $5.00
    Check Copy $1.00 per item
    Statement Copy $5.00 per item
    Coin Charge $.05 per roll
    Collection Fee $10.00 per item
    Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
    Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
    Levy/Garnishment Fee: $25.00 per attachment
    Safe Deposit Box Drilling $100.00
    Safe Deposit Box Key Replacement $30.00 per key
    Locking Zipper Bag $10.00
    Mobile Banking Monthly Fee $1.50
    Mobile Deposit Fee $0.75 per transaction
    Money Order $3.00
    Night Drop Key Replacement $5.00
    Non-locking Zipper Bag $5.00
    Non-Sufficient Funds $30.00
    Overdraft Sweep Protection $10.00
    Popmoney $0.50 per payment
    Purchase Securities $25.00
    Research Fee $40.00 per hour
    Return Deposited Item Fee $5.00
    Return Mail Fee $5.00
    Returned Item Fee $30.00
    Stop Payment Fee $30.00
    Wire - Outgoing Domestic $25.00
    Wire – Outgoing International $40.00, International Check Deposit $10.00