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Home Equity Lines of Credit

Your home isn’t just a house to us. Platte Valley Bank strives to make home loans easy so you can enjoy your new home or home improvement to the full extent!

Home Equity Line of Credit

  • Choose a Fixed Rate for one year
  • A maximum of 80% combined loan-to-value
  • Interest may be tax-deductible*
  • Interest-only minimum monthly payments
  • Ideal way to consolidate high-interest debt, fund home improvements and more!
  • Before applying for a Home Equity Line of Credit, you must read the Home Equity Consumer Handbook & Disclosures

    * Contact your tax advisor for interest deductibility.

  • Standard Free Services
    Free ATM/Debit Card
    Free Monthly E-statement
    Free Internet Banking
    Free Internet Bill Pay
    Free 24-Hour Telebank 816-858-5000
    Miscellaneous Fee Schedule
    Non-Sufficient Funds $30.00
    Returned Item Fee $30.00
    Stop Payment Fee $30.00
    Inactive Account Fee $5.00 (No deposits or withdrawals for one year)
    Mobile Banking Fee $1.50
    Return Deposited Item Fee $5.00
    Overdraft Sweep Protection $5.00
    ATM or Debit Card Replacement Fee $5.00
    Internet Bill Pay Inactive Fee $5.00 (Non-use for two months)
    Money Order $3.00
    Cashier’s Check $5.00
    Traveler’s Cheques: $1.00 per $100.00, Two-Party: $1.50 per $100.00
    Coin Charge $.05 per roll
    Collection Fee $10.00 per item
    Levy/Garnishment Fee: $25.00 per attachment
    Lock Box Key Replacement $30.00 per key
    Lock Box Drilling $100.00
    Research Fee $20.00 per hour
    Return Mail Fee $5.00
    Check/Statement Copy $5.00 per item
    Locking Zipper Bag $10.00
    Non-locking Zipper Bag $5.00
    Night Drop Key Replacement $5.00
    Purchase Securities $25.00
    Wire - Outgoing Domestic $25.00
    Wire – Outgoing International $40.00
    Disclosures