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ATM & Debit Cards

Debit Card

The Platte Valley Bank Debit Card can be used anywhere the MasterCard® logo is displayed. Swipe your Debit Card at a retailer and the transaction will automatically be taken out of your checking account. Debit Cards may also be used as ATM Cards.

How to use your Debit Card

FREE Signature-based transaction
If you tell the retailer to run the transaction as a “Credit,” the retailer will ask you to sign a receipt for your purchases. This is a free transaction.

$0.25 PIN-based transaction
If you tell the retailer to run the transaction as a “Debit,” the retailer will ask you to enter your PIN (Personal Identification Number) into the processing terminal. This transaction costs 25 cents.

Debit Card

  • Applicants must be 18 years old or older
  • Applicants under 18 must have an adult co-applicant, both parties must be owners on the account
MasterMoney® Secure Code
Register your Debit Card for safe Internet purchasing

ATM Card

Platte Valley Bank ATM Cards can be used at any Platte Valley Bank or affiliate bank’s ATM without a fee. You can also use your ATM Card at a foreign bank’s ATM for a $1.50 plus the foreign bank’s fee.

Free ATM Locations


Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay
Free 24-Hour Telebank 816-858-5000
Miscellaneous Fee Schedule
Non-Sufficient Funds $30.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Inactive Account Fee $5.00 (No deposits or withdrawals for one year)
Mobile Banking Fee $1.50
Return Deposited Item Fee $5.00
Overdraft Sweep Protection $5.00
ATM or Debit Card Replacement Fee $5.00
Internet Bill Pay Inactive Fee $5.00 (Non-use for two months)
Money Order $3.00
Cashier’s Check $5.00
Traveler’s Cheques: $1.00 per $100.00, Two-Party: $1.50 per $100.00
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Levy/Garnishment Fee: $25.00 per attachment
Lock Box Key Replacement $30.00 per key
Lock Box Drilling $100.00
Research Fee $20.00 per hour
Return Mail Fee $5.00
Check/Statement Copy $5.00 per item
Locking Zipper Bag $10.00
Non-locking Zipper Bag $5.00
Night Drop Key Replacement $5.00
Purchase Securities $25.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00
Disclosures