Basic Checking Account1
Free Duplicate Checks2
Elan Visa® Classic Credit Card3
- Must be under age 23 for exemption of the account fee.
- The free checks are a pack of duplicate-style checks with a design pre-selected by Platte Valley Bank – no substitute orders are eligible.
- Subject to application and credit approval by Elan.
What factors should you consider when opening your first checking account?
Age: Do you meet the age requirement to open a checking account? Do you need an adult co-signer on your account?
Account Fees: What fees, if any, does the account have? Are you applying for other products that could have fees?
Other Products: Do you have an ATM Card or a Debit Card? Would you like to check your account online? Can you access your account on a telephone?
What do you need to bring with you to open a new account?
A picture I.D.
Your Social Security Number
If you are under the age of 18, a parent or guardian must be a co-signer on the account
A deposit: The minimum deposit for a Free Checking Account is $25.00
You have your first checking account. Now what?
Confirm that all information is printed correctly on your checks.
Write all checks in ink.
Always start writing at far left of line so no one can make changes.
Sign your name the same way every time.
Immediately record the check information in your check register.
Do the math as you go and don't forget to subtract monthly fees.
Balance your statement every month.
Every time you get money, save some of it. Make savings a lifetime habit.
Know why you are saving. Establish a savings goal.
Keep your money in a safe place.
Make your money work for you. Open an interest-bearing savings account.
Spend wisely. Comparison shop to get the best price and buy quality items that will last