All Platte Valley Bank members between the ages of 13 and 23 years of age are eligible for the Young Advantage Club. The club is designed to get teens and young adults off to a great financial start. Feel free to call us at 816-746-7659 for more information.

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To purchase Young Advantage Club event tickets, click here.

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YA Membership Offers:
Basic Checking Account1
Free Duplicate Checks2
Elan Visa® Classic Credit Card3

  1. Must be under age 23 for exemption of the account fee.
  2. The free checks are a pack of duplicate-style checks with a design pre-selected by Platte Valley Bank – no substitute orders are eligible.
  3. Subject to application and credit approval by Elan.
Questions to Consider with Your First Checking Account
What factors should you consider when opening your first checking account?
  • Age: Do you meet the age requirement to open a checking account? Do you need an adult co-signer on your account?
  • Account Fees: What fees, if any, does the account have? Are you applying for other products that could have fees?
  • Other Products: Do you have an ATM Card or a Debit Card? Would you like to check your account online? Can you access your account on a telephone?
  • What do you need to bring with you to open a new account?

  • A picture I.D.
  • Your Social Security Number
  • If you are under the age of 18, a parent or guardian must be a co-signer on the account
  • A deposit: The minimum deposit for a Free Checking Account is $25.00
  • You have your first checking account. Now what?

  • Confirm that all information is printed correctly on your checks.
  • Write all checks in ink.
  • Always start writing at far left of line so no one can make changes.
  • Write legibly.
  • Sign your name the same way every time.
  • Immediately record the check information in your check register.
  • Do the math as you go and don't forget to subtract monthly fees.
  • Balance your statement every month.
  • Top 5 Secrets to Saving
  • Every time you get money, save some of it. Make savings a lifetime habit.
  • Know why you are saving. Establish a savings goal.
  • Keep your money in a safe place.
  • Make your money work for you. Open an interest-bearing savings account.
  • Spend wisely. Comparison shop to get the best price and buy quality items that will last

  • Standard Free Services
    Free ATM/Debit Card
    Free Monthly E-statement
    Free Internet Banking
    Free Internet Bill Pay
    Free 24-Hour Telebanc 816-858-5000
    Miscellaneous Fee Schedule
    ATM or Debit Card Replacement Fee $5.00
    Bill Pay Transfer Money Service $0.75
    Cashier’s Check $5.00
    Check Copy $1.00 per item
    Statement Copy $5.00 per item
    Coin Charge $.05 per roll
    Collection Fee $10.00 per item
    Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
    Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
    Levy/Garnishment Fee: $25.00 per attachment
    Safe Deposit Box Drilling $100.00
    Safe Deposit Box Key Replacement $30.00 per key
    Locking Zipper Bag $10.00
    Mobile Banking Monthly Fee $1.50
    Mobile Deposit Fee $0.75 per transaction
    Money Order $3.00
    Night Drop Key Replacement $5.00
    Non-locking Zipper Bag $5.00
    Non-Sufficient Funds $30.00
    Overdraft Sweep Protection $10.00
    Popmoney $0.50 per payment
    Purchase Securities $25.00
    Research Fee $40.00 per hour
    Return Deposited Item Fee $5.00
    Return Mail Fee $5.00
    Returned Item Fee $30.00
    Stop Payment Fee $30.00
    Wire - Outgoing Domestic $25.00
    Wire – Outgoing International $40.00, International Check Deposit $10.00