Savings & Money Markets

Platte Valley Bank offers a variety of savings accounts for your needs. Depending on what stage of life you are in, we understand the need to manage your personal finances.

  Minimum Deposit Monthly Fee Earns Interest Why choose this account?
Dollar Bill Kids Savings

$1.00 No Yes! Teach your child how to save money while having fun

Designed specifically for children from birth through college! This program is tailored to teach children the value of saving while having fun at the same time. Members will receive a savings passbook, quarterly newsletter, opportunities to win prizes and invitations to Dollar Bill Club events during the year.

Account Features
  • $1.00 initial deposit
  • No monthly fee
  • No minimum balance
  • Current market rates
  • Interest compounded daily and credited semi-annually
  • Special Certificate of Deposit option

^Personal Savings

$100.00 $5.00 semi-annual fee if the balance falls below the minimum balance. Twelve (12) debits per six (6) months allowed, $0.75 fee per debit thereafter Yes! Earn interest while saving

A traditional savings account that will help you achieve you financial goals.

Account Features
  • $100.00 initial deposit
  • Twelve (12) debits allowed per semi-annual statement, $0.75 fee per debit thereafter
  • $5.00 semi-annual fee if the minimum balance for the period falls below $100.00
  • $50.00 minimum balance required to receive APY*
  • Interest compounded daily and credited semi-annually

^Money Market

$100.00 $5.00 monthly fee if the balance falls below the minimum balance. Six (6) debits per month allowed, $5.00 fee per debit thereafter Yes! Competitive interest rates with accessible funds

This savings account earns interest and has convenient accessibility.

Account Features
  • $100.00 initial deposit
  • Six (6) debits allowed per monthly statement, $5.00 fee per debit after the sixth debit
  • $5.00 monthly fee if the daily balance falls below $1,000.00 minimum balance
  • $1,000.00 minimum balance required to receive APY*
  • Tiered Interest Rates
  • Interest compounded and credited monthly

^Platinum Money Market

$10,000.00 $25.00 quarterly fee if the balance falls below the minimum balance. One (1) debit per month allowed, $10.00 fee per debit thereafter Yes! Premium rates rewarded for higher balances

A checking account with premium interest rates earned on higher balances with limited activity.

Account Features
  • $10,00.00 initial deposit
  • One (1) debit allowed per month, $10.00 fee per debit thereafter
  • $25.00 quarterly fee if the daily balance falls below $10,000.00 minimum balance
  • $10,000.00 minimum balance required to receive APY*
  • Tiered Interest Rates
  • Interest compounded and credited quarterly

^ Fees could reduce the earnings on the account.
*APY (Annual Percentage Yield)


Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
ATM or Debit Card Replacement Fee $5.00
Bill Pay Transfer Money Service $0.75
Cashier’s Check $5.00
Check Copy $1.00 per item
Statement Copy $5.00 per item
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Safe Deposit Box Drilling $100.00
Safe Deposit Box Key Replacement $30.00 per key
Locking Zipper Bag $10.00
Mobile Money Fee $1.50
Money Order $3.00
Night Drop Key Replacement $5.00
Non-locking Zipper Bag $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Popmoney $0.50 per payment
Purchase Securities $25.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Return Mail Fee $5.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00, International Check Deposit $10.00
Disclosures