Savings & Money Markets

Platte Valley Bank offers a variety of savings accounts for your needs. Depending on what stage of life you are in, we understand the need to manage your personal finances.

  Minimum Deposit Service
Charge
Earns Interest Why choose this account?
^Dollar Bill Kids Club

$1.00 See "Learn More" below for fees and withdrawal restrictions Yes! Teach your child how to save money while having fun

A saving account designed specifically for children from birth through college. This program is tailored to teach children the value of saving while having fun at the same time. Members will receive a savings passbook, quarterly newsletter, opportunities to win prizes and invitations to Dollar Bill Kids Club events during the year.

Account Features
  • $1.00 initial deposit
  • No more than six (6) third-party withdrawals or preauthorized transfers per month.**
  • Twelve (12) debits will be allowed per semi-annual statement cycle, thereafter a $0.75 fee per debit will be assessed
  • No minimum balance
  • Current market rates
  • Interest compounded daily and credited semi-annually
  • Special Certificate of Deposit option

^Personal Savings

$100.00 See "Learn More" below for fees and withdrawal restrictions Yes! Earn interest while saving

A traditional savings account that will help you achieve you financial goals.

Account Features
  • $100.00 initial deposit
  • No more than six (6) third-party withdrawals or preauthorized transfers per month.**
  • Twelve (12) debits allowed per semi-annual statement, $0.75 fee per debit thereafter
  • $5.00 semi-annual fee if the minimum balance for the period falls below $100.00
  • $50.00 minimum balance required to receive APY*
  • Interest compounded daily and credited semi-annually

^Money Market

$100.00 See "Learn More" below for fees and withdrawal restrictions Yes! Competitive interest rates with accessible funds

This savings account earns interest and has convenient accessibility.

Account Features
  • $100.00 initial deposit
  • No more than six (6) third-party withdrawals or preauthorized transfers per statment cycle, $5.00 fee per debit after the sixth debit**
  • $5.00 monthly service charge if the daily balance falls below $1,000.00 minimum balance
  • $1,000.00 minimum balance required to receive APY*
  • Tiered interest rates
  • Interest compounded and credited monthly

^Platinum Money Market

$10,000.00 See "Learn More" below for fees and withdrawal restrictions Yes! Premium rates rewarded for higher balances

A checking account with premium interest rates earned on higher balances with limited activity.

Account Features
  • $10,00.00 initial deposit
  • No more than six (6) third-party withdrawals or preauthorized transfers per month.**
  • One (1) debit allowed per month, $10.00 fee per debit thereafter
  • $25.00 quarterly service charge if the daily balance falls below $10,000.00 minimum balance
  • $10,000.00 minimum balance required to receive APY*
  • Tiered interest rates
  • Interest compounded and credited quarterly

^ Fees could reduce the earnings on the account.
*APY (Annual Percentage Yield)
**Includes preauthorized automatic, telephone, fax or internet transfers and third-party transfers by check, draft and debit card.


Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay (no charge if used monthly)
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
ATM or Debit Card Replacement Fee $5.00
Bill Pay Transfer Money Service $0.75
Cashier’s Check $5.00
Check Copy $1.00 per item
Statement Copy $5.00 per item
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Safe Deposit Box Drilling $100.00
Safe Deposit Box Key Replacement $30.00 per key
Locking Zipper Bag $10.00
Mobile Banking Monthly Fee $1.50
Mobile Deposit Fee $0.75 per transaction
Money Order $3.00
Night Drop Key Replacement $5.00
Non-locking Zipper Bag $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Popmoney $0.50 per payment
Purchase Securities $25.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Return Mail Fee $5.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00, International Check Deposit $10.00
Disclosures