Platte Valley Bank

Health Savings Account

Health Savings Accounts (HSAs) are designed to allow the payment for qualified medical expenses of the HSA owner and his or her family on a tax-free basis. Unlike a Flexible Spending Account (FSA), an HSA is not a “use it or lose it” account.

To be eligible for an HSA, an individual must be covered under a High Deductible Health Plan (HDHP), not covered by another health plan that is not a HDHP (some exception may apply), not enrolled in Medicare, and not eligible to be claimed as a dependent on another individual’s Federal Income Tax return. Contribution limits vary and are affected by the type of HDHP the HSA owner has and the status of the owner’s eligibility. Once you have determined you are eligible for an HSA account, please contact Platte Valley Bank for more information regarding an HSA.

Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay
Free 24-Hour Telebank 816-858-5000

Non-Sufficient Funds $30.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Inactive Account Fee $5.00 (No deposits or withdrawals for one year)
Mobile Banking Fee $1.50
Return Deposited Item Fee $5.00
Overdraft Sweep Protection $5.00
ATM or Debit Card Replacement Fee $5.00
Internet Bill Pay Inactive Fee $5.00 (Non-use for two months)
Money Order $3.00
Cashier’s Check $5.00
Traveler’s Cheques: $1.00 per $100.00, Two-Party: $1.50 per $100.00
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Levy/Garnishment Fee: $25.00 per attachment
Lock Box Key Replacement $30.00 per key
Lock Box Drilling $100.00
Research Fee $20.00 per hour
Return Mail Fee $5.00
Check/Statement Copy $5.00 per item
Locking Zipper Bag $10.00
Non-locking Zipper Bag $5.00
Night Drop Key Replacement $5.00
Purchase Securities $25.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00