Health Savings Account

Health Savings Accounts (HSAs) are designed to allow the payment for qualified medical expenses of the HSA owner and his or her family on a tax-free basis. Unlike a Flexible Spending Account (FSA), an HSA is not a “use it or lose it” account.

To be eligible for an HSA, an individual must be covered under a High Deductible Health Plan (HDHP), not covered by another health plan that is not a HDHP (some exception may apply), not enrolled in Medicare, and not eligible to be claimed as a dependent on another individual’s Federal Income Tax return. Contribution limits vary and are affected by the type of HDHP the HSA owner has and the status of the owner’s eligibility. Once you have determined you are eligible for an HSA account, please contact Platte Valley Bank for more information regarding an HSA.


Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
ATM or Debit Card Replacement Fee $5.00
Bill Pay Transfer Money Service $0.75
Cashier’s Check $5.00
Check Copy $1.00 per item
Statement Copy $5.00 per item
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Safe Deposit Box Drilling $100.00
Safe Deposit Box Key Replacement $30.00 per key
Locking Zipper Bag $10.00
Mobile Money Fee $1.50
Money Order $3.00
Night Drop Key Replacement $5.00
Non-locking Zipper Bag $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Popmoney $0.50 per payment
Purchase Securities $25.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Return Mail Fee $5.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00, International Check Deposit $10.00
Disclosures