Platte Valley Bank

Checking

Our friendly staff and competitive rates are the real difference at Platte Valley Bank. It is important to us for you to find the best plan for your individual goals.

Minimum Deposit

Monthly Fee

Earns Interest

Why choose this account?


NEW Advantage Checking	$25.00	No	Yes!	*Earn a high interest rate, Free ATMs Nationwide maximum $40.00

Did you know you could earn a high interest rate just by taking advantage of other Platte Valley Bank products like the Debit Card, E-statement and Internet Bill Pay?

Advantages

Earn 1.00% APY* interest up to $25,000.00 if requirements are met
Earn 0.25% APY* interest on any balance over $25,000.00 if requirements are met
Earn $40.00 in ATM Refunds Nationwide if requirements are met
Earn 0.10% APY* interest on entire balance if requirements are not met

Account Features

$25.00 initial deposit
Variable interest rates
No monthly fees
No minimum balance
Unlimited check writing

Reward Requirements

Ten (10) signature-based Debit Card transactions during each statement cycle
One (1) Direct Deposit, Internet Bill Payment or ACH debit per statement cycle
Receive statements electronically
Maintain a valid email address

Free Checking

$25.00

Free & Simple

Free, no hassles and easy to maintain! This account is designed for anyone who needs unlimited check writing. It is also a perfect starter account for younger individuals.

Account Features

$25.00 initial deposit
No monthly fees
No minimum balance
Unlimited check writing

Classic Checking

$100.00

$6.00 monthly fee if the balance falls below minimum balance

Receive check images with paper statement or E-statement

Do you write numerous checks? Do you need check images included with your monthly statement? Then this account was made for you!

Account Features

$100.00 initial deposit
Check images included in monthly statement (may choose between a paper statement or an electronic statement)
$6.00 monthly fee if the daily balance falls below $500.00 minimum balance
Unlimited check writing

Super Now Checking

$100.00

$10.00 monthly fee if the balance falls below minimum balance

Yes!

Earn interest by maintaining minimum balance

Unlimited check writing with interest!

Account Features

$100.00 initial deposit
Variable interest rate
Minimum daily balance must be maintained in order to obtain disclosed APY*
$10.00 monthly fee if the daily balance falls below $1,000.00 minimum balance
Unlimited check writing

*APY (Annual Percentage Yield). APY requirements per month: 1.) Make 10 or more signature-based debit card transactions (excluding ATM transactions) 2.) View your monthly statement electronically and 3.) One direct deposit, or ACH auto debit, or Bill Pay transaction. APY accurate as of 01/07/10. 4.) Maintain a valid e-mail address. If you do not meet the listed requirements, you will earn 0.10% APY. $25.00 minimum opening balance required. No minimum balance required to earn interest. Rate is variable and may change. ** Free ATM fee refunds up to $40.00 per statement cycle when requirements are met. Refunds are automatic and receipts are NOT required to receive refunds.
**Only if requirements are met

Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay
Free 24-Hour Telebank 816-858-5000

Non-Sufficient Funds $30.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Inactive Account Fee $5.00 (No deposits or withdrawals for one year)
Mobile Banking Fee $1.50
Return Deposited Item Fee $5.00
Overdraft Sweep Protection $5.00
ATM or Debit Card Replacement Fee $5.00
Internet Bill Pay Inactive Fee $5.00 (Non-use for two months)
Money Order $3.00
Cashier’s Check $5.00
Traveler’s Cheques: $1.00 per $100.00, Two-Party: $1.50 per $100.00
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Levy/Garnishment Fee: $25.00 per attachment
Lock Box Key Replacement $30.00 per key
Lock Box Drilling $100.00
Research Fee $20.00 per hour
Return Mail Fee $5.00
Check/Statement Copy $5.00 per item
Locking Zipper Bag $10.00
Non-locking Zipper Bag $5.00
Night Drop Key Replacement $5.00
Purchase Securities $25.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00