Platte Valley Bank

Checking

Our friendly staff and competitive rates are the real difference at Platte Valley Bank. It is important to us for you to find the best plan for your individual goals.

Reorder Personal Deluxe Checks Here

Minimum Deposit

Monthly Fee

Earns Interest

Why choose this account?


Advantage Checking	$50.00	No	Yes!	**Earn interest, Free ATMs Nationwide maximum $25.00

Did you know you could earn interest just by taking advantage of other Platte Valley Bank products like the Debit Card, E-statement and Internet Bill Pay?

Advantages

**Earn 0.10% APY* interest on any balance up to $25,000.00 if requirements are met
**Earn 0.05% APY* interest on any balance over $25,000.00 if requirements are met
**Earn $25.00 in ATM Refunds Nationwide if requirements are met
**Earn 0.01% APY* interest on entire balance if requirements are not met

Account Features

$50.00 initial deposit
Variable interest rates
No monthly fees
No minimum balance
Unlimited check writing

Reward Requirements

Twenty (20) signature-based Debit Card transactions during each statement cycle
One (1) Direct Deposit, Internet Bill Payment or ACH debit per statement cycle
Receive statements electronically
Maintain a valid email address

Free Checking

$50.00

Free & Simple

Free, no hassles and easy to maintain! This account is designed for anyone who needs unlimited check writing. It is also a perfect starter account for younger individuals.

Account Features

$50.00 initial deposit
No monthly fees
No minimum balance
Unlimited check writing
E-Statements required

Classic Checking

$50.00

$9.00 monthly fee if the balance falls below minimum balance

Receive check images with paper statement or E-statement

Do you write numerous checks? Do you need check images included with your monthly statement? Then this account was made for you!

Account Features

$50.00 initial deposit
Check images included in monthly statement (may choose between a paper statement or an electronic statement)
$9.00 monthly fee if the daily balance falls below $1000.00 minimum balance
Unlimited check writing

^Super Now Checking

$100.00

$10.00 monthly fee if the balance falls below minimum balance

Yes!

Earn interest by maintaining minimum balance

Unlimited check writing with interest!

Account Features

$100.00 initial deposit
Variable interest rate
Minimum daily balance must be maintained in order to obtain disclosed APY*
$10.00 monthly fee if the daily balance falls below $1,000.00 minimum balance
Unlimited check writing

^ Fees could reduce the earnings on the account.
*APY (Annual Percentage Yield).
** APY requirements per month: 1.) Make 20 or more signature-based debit card transactions (excluding ATM transactions) 2.) View your monthly statement electronically and 3.) One direct deposit, or ACH auto debit, or Bill Pay transaction. APY accurate as of 05/17/12. 4.) Maintain a valid e-mail address. If you do not meet the listed requirements, you will earn 0.01% APY. $50.00 minimum opening balance required. No minimum balance required to earn interest. Rate is variable and may change. ** Free ATM fee refunds up to $25.00 per statement cycle when requirements are met. Refunds are automatic and receipts are NOT required to receive refunds. Only if requirements are met

Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay
Free 24-Hour Telebanc 816-858-5000

ATM or Debit Card Replacement Fee $5.00
Bill Pay Transfer Money Service $0.75
Cashier’s Check $5.00
Check Copy $1.00 per item
Statement Copy $5.00 per item
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Lock Box Drilling $100.00
Lock Box Key Replacement $30.00 per key
Locking Zipper Bag $10.00
Mobile Money Fee $1.50
Money Order $3.00
Night Drop Key Replacement $5.00
Non-locking Zipper Bag $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Popmoney $0.50 per payment
Purchase Securities $25.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Return Mail Fee $5.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00, International Check Deposit $10.00