Checking

Our friendly staff and competitive rates are the real difference at Platte Valley Bank. It is important to us for you to find the best plan for your individual goals.

Reorder Personal Deluxe Checks Here

  Minimum Deposit Monthly Fee Earns Interest Why choose this account?
New
Secure Checking


$50.00 $4.95 No Small Account, BIG Value

Did you know you can have the feeling of absolute security through our newest checking account:
Secure Checking?

IDProtect®, identity theft protection service, includes the following features for you, your family1, and joint account holders:

  • Credit Monitoring - daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (registration/activation required)
  • Total Identity Monitoring - continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others (registration/activation required)
  • 3-in-1 Credit Report (registration/activation required)
  • Credit Score (registration/activation required)
  • Fully Managed Identity Theft Resolution Services - access to a dedicated fraud specialist assigned to manage your case who will work with you until your credit and identity are restored
  • Up to $10,000 Identity Fraud Expense Reimbursement Coverage2
  • Debit and Credit Card Registration (registration/activation required)
  • Online Identify Theft News Center and Valuable Phone and Web Resources
    1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family.  Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.  Service is not available to a "signer" on the account who is not an account owner.  Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.

    2 Identity theft insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

New
Advantage
Checking
**

$50.00 $5.95 Yes! Feel Safe & Secure while earning interest!

Did you know you could earn interest by taking advantage of other Platte Valley Bank products like the Debit Card, E-statement and Internet Bill Pay?

Advantages
  • **Can buy down the $5.95 Monthly Service Charge to $3.00 if requirements are met
  • **Earn 0.10% APY* interest on any balance up to $25,000.00 if requirements are met
  • **Earn 0.05% APY* interest on any balance over $25,000.00 if requirements are met
  • **Earn $25.00 in ATM Refunds Nationwide if requirements are met
  • **Earn 0.01% APY* interest on entire balance if requirements are not met
Account Features
  • $50.00 initial deposit
  • Variable interest rates
  • No minimum balance
  • Unlimited check writing

  • IDProtect®, identity theft protection service, includes the following features for you, your family1, and joint account holders:
    • Credit Monitoring - daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (registration/activation required)
    • Total Identity Monitoring - continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others (registration/activation required)
    • 3-in-1 Credit Report (registration/activation required)
    • Credit Score (registration/activation required)
    • Fully Managed Identity Theft Resolution Services - access to a dedicated fraud specialist assigned to manage your case who will work with you until your credit and identity are restored
    • Up to $10,000 Identity Fraud Expense Reimbursement Coverage2
    • Debit and Credit Card Registration (registration/activation required)
    • Online Identify Theft News Center and Valuable Phone and Web Resources
      1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family.  Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.  Service is not available to a "signer" on the account who is not an account owner.  Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.

      2 Identity theft insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
Reward Requirements
  • Twenty (20) signature-based Debit Card transactions during each statement cycle
  • One (1) Direct Deposit, Internet Bill Payment or ACH debit per statement cycle
  • Receive statements electronically
  • Maintain a valid email address

Basic
Checking


$50.00 $3.50*
monthly fee is waived for selecting
E-Statements
No No hassles and easy to maintain

Low monthly service charge, no hassles and easy to maintain! This account is designed for anyone who needs unlimited check writing. It is also a perfect starter account for younger individuals.

*$3.50 monthly fee is waived if you have E-Statements or one (1) Direct Deposit

Account Features
  • $50.00 initial deposit
  • No minimum balance
  • Unlimited check writing
Direct Deposit requirement applies only to those cutomers who are 50 years or older.

Classic
Checking


$50.00 $9.00 monthly fee if the balance falls below minimum balance No Receive check images with paper statement or
E-Statement

Do you write numerous checks? Do you need check images inclued with your monthly statement?
Then this account was made for you!

Account Features
  • $50.00 initial deposit
  • Check images included in monthly statement (may choose between a paper statement or an electronic statement)
  • $9.00 monthly fee if the daily balance falls below $1,000.00 minimum balance
  • Unlimited check writing

^Super Now Checking

$100.00 $10.00 monthly fee if the balance falls below minimum balance Yes! Earn interest by maintaining minimum balance

Unlimited check writing with interest!

Account Features
  • $100.00 initial deposit
  • Variable interest rate
  • Minimum daily balance must be maintained in order to obtain disclosed APY*
  • $10.00 monthly fee if the daily balance falls below $1,000.00 minimum balance
  • Unlimited check writing
^ Fees could reduce the earnings on the account.
*APY (Annual Percentage Yield).
** APY requirements per month: 1.) Make 20 or more signature-based debit card transactions (excluding ATM transactions) 2.) View your monthly statement electronically and 3.) One direct deposit, or ACH auto debit, or Bill Pay transaction. APY accurate as of 07/18/13. 4.) Maintain a valid e-mail address. If you do not meet the listed requirements, you will earn 0.01% APY. $50.00 minimum opening balance required. No minimum balance required to earn interest. Rate is variable and may change. ** Free ATM fee refunds up to $25.00 per statement cycle when requirements are met. Refunds are automatic and receipts are NOT required to receive refunds. Only if requirements are met.

Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
ATM or Debit Card Replacement Fee $5.00
Bill Pay Transfer Money Service $0.75
Cashier’s Check $5.00
Check Copy $1.00 per item
Statement Copy $5.00 per item
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Safe Deposit Box Drilling $100.00
Safe Deposit Box Key Replacement $30.00 per key
Locking Zipper Bag $10.00
Mobile Money Fee $1.50
Money Order $3.00
Night Drop Key Replacement $5.00
Non-locking Zipper Bag $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Popmoney $0.50 per payment
Purchase Securities $25.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Return Mail Fee $5.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00, International Check Deposit $10.00
Disclosures