Certificates of Deposit & Current Rates

Certificates of Deposit

Certificate of Deposit investments offer a variety of terms and are FDIC insured.

General Certificate Features
  • A $1,000.00 initial deposit must be made and maintained each day to obtain the disclosed APY*
  • Dollar Bill Kids Club members may open a CD with a $500.00 initial deposit
  • Penalties may apply for early withdraw
  • Automatically renew at maturity with a ten-day grace period
  • CD interest can be compounded or direct deposited
  • Step-up option may be available
*APY (Annual Percentage Yield)

View Current Deposit Rates

Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay (no charge if used monthly)
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
Cashier’s Check $5.00
Check Copy $1.00 per item
Coin Charge $0.05 per roll
Collection Fee $10.00 per item
Debit/ATM Card Replacement Fee $5.00
Dormant/Inactive Fee $10.00
International Check Deposit $10.00
Internet Bill Pay Inactive Fee $6.00 (Non-use 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Money Order $3.00
Night Drop Key Replacement $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Returned Item Fee $30.00
Return Mail Fee $5.00
Safe Deposit Box Drilling Fee $100.00 per box
Safe Deposit Box Key Replacement $30.00 per key
Statement Copy $5.00 per statement
Stop Payment Fee $30.00
Wire - Domestic $25.00
Wire – International $40.00
Zipper Bag - Locking $10.00
Zipper Bag - Non-locking $5.00