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Beginning Business Tips

Are you starting a new business venture? Platte Valley Bank is here for you. We suggest the following items to help you get started with your small business:

  1. Form your management team. This will ensure a successful future for your small business. Consult with your attorney, personal banker, CPA and/or accountant before making any permanent decisions.
  2. Create a business plan. Get information on SBA start up financing through any Platte Valley Bank Financial Center.
  3. Get an Employer Identification Number at www.irs.gov or
    call 1-800-829-4933.
  4. Obtain a Fictitious Business Name. Platte Valley Bank can assist you with the completing the proper documents.
  5. Register your business with the State of Missouri.
  6. Open your small business account with Platte Valley Bank.
  7. We offer you a few other suggestions:
    • Examine what constitutes personal property tax and how to pay it
    • Pay sales tax
    • Find the right payroll services for your small business
    • Utilize accounting programs and software

Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay (no charge if used monthly)
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
ATM or Debit Card Replacement Fee $5.00
Bill Pay Transfer Money Service $0.75
Cashier’s Check $5.00
Check Copy $1.00 per item
Statement Copy $5.00 per item
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Safe Deposit Box Drilling $100.00
Safe Deposit Box Key Replacement $30.00 per key
Locking Zipper Bag $10.00
Mobile Banking Monthly Fee $1.50
Mobile Deposit Fee $0.75 per transaction
Money Order $3.00
Night Drop Key Replacement $5.00
Non-locking Zipper Bag $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Popmoney $0.50 per payment
Purchase Securities $25.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Return Mail Fee $5.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00, International Check Deposit $10.00
Disclosures