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SBA (Small Business Administration) Loans

For any additional information regarding our SBA programs, contact us or visit www.sba.gov.

SBA 7A's

The SBA’s basic 7A program is the most widely used business loan program. Loan proceeds can be utilized for any legitimate business purpose including:

  • Working Capital
  • Equipment Purchase
  • Business Expansion
  • Debt Consolidation
  • Real Property Purchase and Renovation
SBA 504's

This program is available for an eligible business for the purchase or real property and/or the purchase of equipment with a useful life of 10 years or more.

SBA Express Program

This program is designed to streamline the approval process for loans to veterans and active military personnel. This program is available for loans of $500,000 or less with a maximum guarantee of 85%. Loan proceeds are available for business purposes only. Loan types include standard loans as well as revolving lines of credit.


Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
ATM or Debit Card Replacement Fee $5.00
Bill Pay Transfer Money Service $0.75
Cashier’s Check $5.00
Check Copy $1.00 per item
Statement Copy $5.00 per item
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Safe Deposit Box Drilling $100.00
Safe Deposit Box Key Replacement $30.00 per key
Locking Zipper Bag $10.00
Mobile Banking Monthly Fee $1.50
Mobile Deposit Fee $0.75 per transaction
Money Order $3.00
Night Drop Key Replacement $5.00
Non-locking Zipper Bag $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Popmoney $0.50 per payment
Purchase Securities $25.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Return Mail Fee $5.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00, International Check Deposit $10.00
Disclosures