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Business Savings / Money Markets / CDs

Business Savings Accounts

You work hard. The Business Savings Account is designed to make your money work hard, too.

  • $100.00 Initial Deposit
  • Twelve (12) debits allowed per semi-annual statement, $0.75 fee per debit thereafter
  • $5.00 semi-annual fee if the balance falls below the $100.00 minimum daily balance
  • $50.00 minimum balance required to receive APY*
  • Interest compounded daily and credited semi-annually
Commercial Money Market

Are you a business looking for a high interest-bearing checking account? Our Commercial Money Market Account will pay you a competitive interest rate based on your balance!

  • $100.00 initial deposit
  • Six (6) debits allowed per monthly statement, three (3) of which may be checks to third parties, $5.00 fee per debit after the sixth debit
  • $10.00 monthly fee if the daily balance falls below $1,000.00
  • $5,000.00 minimum balance required to receive APY*
  • Tiered Interest Rates
  • Interest compounded and credited monthly
Business Certificate of Deposits

Certificates of Deposit are an excellent tool for managing your money when you are able to set aside funds for a period of time.

  • A $1,000.00 initial deposit must be made and maintained each day to obtain the disclosed APY*
  • Penalties apply for early withdrawal
  • Automatically renew at maturity with a 10-day grace period
  • CD interest can be compounded, paid by check or direct deposited
  • Step-up options may be available

*APY (Annual Percentage Yield)


Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
ATM or Debit Card Replacement Fee $5.00
Bill Pay Transfer Money Service $0.75
Cashier’s Check $5.00
Check Copy $1.00 per item
Statement Copy $5.00 per item
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Safe Deposit Box Drilling $100.00
Safe Deposit Box Key Replacement $30.00 per key
Locking Zipper Bag $10.00
Mobile Money Fee $1.50
Money Order $3.00
Night Drop Key Replacement $5.00
Non-locking Zipper Bag $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Popmoney $0.50 per payment
Purchase Securities $25.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Return Mail Fee $5.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00, International Check Deposit $10.00
Disclosures