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Business Checking

Free Business Checking

Are you a small business looking for a great checking account? Our Free Business Checking Account is an effective and feasible solution for your checking needs!

  • $100.00 initial minimum deposit
  • First 100 items are free
  • $0.25 per item over 100 items
  • $5.00 monthly fee if the average available balance falls below $500.00
  • No earnings credit allowance
Commercial Analysis

Are you a well-established business or organization with higher volume and activity? Our Commercial Analysis Account is customized for today's fast growing businesses.

  • $100.00 initial minimum deposit
  • Earnings allowance on Averaged Collected Monthly Balance
  • $10.00 monthly maintenance fee
  • $.20 per credit
  • $.07 per item deposited
  • $.16 per debit
  • $.07 per ATM/ACH transaction
  • Fee for negative Available Balance
Commercial Super Now

Are you a sole proprietorship or a nonprofit organization? Are you looking for a competitive interest-bearing account? Our Commercial Super Now Account is designed for you!

  • $100.00 initial minimum deposit
  • Earns interest on balances over $1,000.00.
  • $10.00 monthly fee if daily balance falls below $1,000.00 minimum balance
  • $.20 per credit
  • $.07 per item deposited
  • $.16 per debit
  • $.07 per ATM/ACH transaction

Standard Free Services
Free ATM/Debit Card
Free Monthly E-statement
Free Internet Banking
Free Internet Bill Pay (no charge if used monthly)
Free 24-Hour Telebanc 816-858-5000
Miscellaneous Fee Schedule
ATM or Debit Card Replacement Fee $5.00
Bill Pay Transfer Money Service $0.75
Cashier’s Check $5.00
Check Copy $1.00 per item
Statement Copy $5.00 per item
Coin Charge $.05 per roll
Collection Fee $10.00 per item
Dormant/Inactive Account Fee $10.00 (No deposits or withdrawals for one year)
Internet Bill Pay Inactive Fee $6.00 (Non-use for 1 month)
Levy/Garnishment Fee: $25.00 per attachment
Safe Deposit Box Drilling $100.00
Safe Deposit Box Key Replacement $30.00 per key
Locking Zipper Bag $10.00
Mobile Banking Monthly Fee $1.50
Mobile Deposit Fee $0.75 per transaction
Money Order $3.00
Night Drop Key Replacement $5.00
Non-locking Zipper Bag $5.00
Non-Sufficient Funds $30.00
Overdraft Sweep Protection $10.00
Popmoney $0.50 per payment
Purchase Securities $25.00
Research Fee $40.00 per hour
Return Deposited Item Fee $5.00
Return Mail Fee $5.00
Returned Item Fee $30.00
Stop Payment Fee $30.00
Wire - Outgoing Domestic $25.00
Wire – Outgoing International $40.00, International Check Deposit $10.00